Unsecured Loans

If you need some extra cash, an unsecured loan from Cochise Credit Union may be the solution.

Signature Loan
A personal loan from Cochise Credit Union enables you to consolidate bills, take a vacation or purchase furniture.
Benefits:

  • Low rates
  • Terms up to 60 months
  • No collateral required

Line of Credit
A Line of Credit is a loan that gives you the ability to borrow money when you need it. Payments based on amount you actually use, not on amount of your line of credit.
Benefits:

  • Fixed rate
  • Credit lines up to $10,000

Overdraft Loan
An Overdraft Line of Credit is a loan that helps protect your checking account from overdrafts. It kicks in when a transaction overdraws your account. Once an overdraft has occurred, this credit line automatically transfers the available funds necessary to cover the transaction in your checking.
Benefits:

  • Fixed rate
  • Credit lines up to $1,000

Credit Builder Loan
If you have no credit or damaged credit, we're providing an opportunity to improve your credit score. It is not just a loan, but a program that gets you on right track toward meeting your tong-term goals, while at the same time helping you save money.
Benefits:

  • Up to $2,000
  • Fixed Rate
  • Build or rebuild your credit rating
  • Build savings while you borrow

Products Terms APR as low as  
Signature
Up to 60 Months
9.25%-19.00%
Line of Credit
Revolving
9.90%-14.90%
Overdraft Protection
Revolving
15.00%
 
Rates effective April 19, 2023
Your interest rate may be higher or lower depending on your credit history and other deciding factors.

May qualify for additional APR discounts not to exceed 2.00%. Discounts subject to change.

APR = Annual Percentage Rate

 

 

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