Certificates and IRA Certificates
Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 5 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you!
| Certificate Term | Minimum Balance | APY |
|
6 Months
|
$1,000
|
1.51%
|
|
12 Months
|
$1,000
|
1.76%
|
|
18 Months
|
$1,000
|
1.87%
|
|
24 Months
|
$1,000
|
2.17%
|
|
36 Months
|
$1,000
|
2.38%
|
|
48 Months
|
$1,000
|
2.58%
|
|
60 Months
|
$1,000
|
2.68%
|
|
Early withdrawal penalties may apply
Rates effective January 9, 2020 APY=ANNUAL PERCENTAGE YIELD
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