Certificates and IRA Certificates

Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 3 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you!

Certificate Term Minimum Balance APY
6 Months
$1,000
0.451%
12 Months
$1,000
0.602%
18 Months
$1,000
0.702%
24 Months
$1,000
0.853%
36 Months
$1,000
1.257%

Early withdrawal penalties may apply
Rates effective November 18, 2016