Certificates and IRA Certificates
Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 5 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you!
Certificate Term | Minimum Balance | APY |
6 Months
|
$1,000
|
0.65%
|
12 Months
|
$1,000
|
0.75%
|
18 Months
|
$1,000
|
0.80%
|
24 Months
|
$1,000
|
0.95%
|
36 Months
|
$1,000
|
1.06%
|
48 Months
|
$1,000
|
1.16%
|
60 Months
|
$1,000
|
1.26%
|
Early withdrawal penalties may apply
Rates effective May 5, 2022
APY=ANNUAL PERCENTAGE YIELD
|