Share Accounts
Once you establish your membership, you will benefit from the advantages of a member-owned, not-for-profit credit union. Your savings is federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA), a U.S. Government agency.
Share (savings) Account
To establish your Credit Union Membership open a Share (savings) Account for a minimum of $25. With our tiered rates, the higher your
account balance, the higher the dividends you earn. Dividends are compounded and paid quarterly when you maintain an average daily
balance of $25 or more.
Christmas Club Account
To help you save for the holidays we've created the Christmas Club account. No minimum balance required, deposit a little bit each month
until November and you'll have just what Santa needs – cash.
IRA – Individual Retirement Accounts
Individual Retirement Accounts (IRA), provide an excellent way for you to personally save for your retirement. We offer both Traditional
and Roth IRA's. Our variable interest rate IRA has no minimum balance and is declared quarterly. This IRA can also be put into a
certificate for even higher interest rates. IRAs are insured up to $250,000 by the National Credit Union Administration, U.S. Government
Agency.
| Products | Minimum Balance | APY | |
Share Accounts |
$25 |
0.10% |
|
Christmas Club Accounts |
None |
0.15% |
|
IRA Shares |
None |
0.40% |
|
Rates effective March 25, 2019
APY=ANNUAL PERCENTAGE YIELD and Fees could reduce earnings |
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