Regulation D

Federal Regulation D places a monthly limit on the number of withdrawals or transfers you may make from your Money Market Account without your physical presence being required. Transfers affected by this regulation therefore include:

  • Transfers made using Flex Teller Online Banking
  • Transfers made using Audio Response
  • Telephone, email or facsimile (fax) requests
  • Overdraft transfers (made automatically to cover insufficient funds in other accounts)

You are allowed six such withdrawals or transfers per month, per Money Market Account.

If your account has reached its Regulation D limit, you may still complete withdrawals and transfers (fees may apply).

Transactions that are not affected (Unlimited) by Regulation D include transfers made to CCU loans, transactions done in person, or transactions sent in by mail. For more information on Regulation D please call 520-384-2822.