Accounts

Money Market Account

Earn higher yields than with a regular savings account while keeping your funds easily accessible. You can open a Money Market Account with just $2,500.

• No Monthly Service Charge
• Tiered rates - the more you save, the more you earn
• Minimum Balance to Earn Dividends: $2,500
• Six withdrawal allowances per month in accordance with Regulation D

Balance	APY
$2,500-$19,999	1.85%
$20,000-$74,999	2.12%
$75,000 or more	2.38%
Effective Date: March 31, 2026 All rates are subject to change without notice. For the most up-to-date rates, please call us at 520.384.2822. APY=ANNUAL PERCENTAGE YIELD and Fees could reduce earnings.

Certificates and IRA Certificates

Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 5 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you!

Certificate Term	Minimum Balance	APY
6 Months	$1,000	3.76%
12 Months	$1,000	3.76%
18 Months	$1,000	3.82%
24 Months	$1,000	3.82%
36 Months	$1,000	3.87%
48 Months	$1,000	3.87%
60 Months	$1,000	3.92%
Effective Date: March 31, 2026 All rates are subject to change without notice. For the most up-to-date rates, please call us at 520.384.2822. Early withdrawal penalties may apply. APY=ANNUAL PERCENTAGE YIELD.

VISA® Debit

Your Cochise VISA® Debit Card lets you use your Share Draft (Checking) Account to pay for everyday purchases, without the hassle of writing a check. Your VISA® Card also acts as an ATM Card for 24-hour access to your Share Draft (Checking) and Share (Savings) Account. ATM Cards are also available

To activate or set your PIN please call: 1-800-992-3808

24/7 support please call: 1-866-498-2269

CUMONEY® VISA® Everyday Spend Prepaid Card

Our CUMONEY® VISA® Everyday Spend Card is the prepaid debit card that lets you load, reload and relax with money management tools that help you stay within your limits. Use the CUMONEY® VISA® Everyday Spend Card anywhere VISA is accepted worldwide. It works just like a traditional debit card. If your card is lost or stolen, call CUMONEY Customer Service at 833.729.2853 to block your card, then contact Cochise Credit Union to have it re-issued.

CUMONEY® VISA® Travel Prepaid Card

Here's a smart way to hit the road without the risk of carrying cash. The CUMONEY VISA® Travel Prepaid Card is a pre-loaded card that is PIN and signature protected, so it's perfect for getting cash at ATMs and making purchases anywhere VISA® is accepted. It's also replaceable if lost or stolen just like any VISA® card.

You can manage your CUMONEY VISA® Prepaid Cards by registering online at cumoney.com.

Call for more information (520) 384-2822.

Mobile Wallet

Stop reaching for your wallet. Apple Pay™, Google Pay™, and Samsung Pay™ makes shopping easier and more secure than ever. Pay with your smartphone for safer, easier checkouts.

Digital wallets are a contactless, secure, and quick way to pay with your Cochise CU credit and debit card(s). Use your preferred wallet app to make purchases in-store, in-app, and online. Once you've added your card to your mobile wallet of choice, you'll be able to make mobile payments when you see the symbol below at participating retailers. All you need to do is hold your mobile device near a payment terminal and authorize the payment with your fingerprint or phone passcode. Once you see a confirmation message on your phone screen, you're done!

Whether you're shopping in a store or online, your Partners Visa® debit and credit cards work with Apple Pay™, Google Pay™, and Samsung Pay™. Adding your cards to your mobile wallet is faster, easier, and more secure than using cards or cash and you can set up your wallet in seconds. Pay with just a touch or a glance, helping you avoid touching buttons and terminals, handling cards, and exchanging cash.

Apple Pay makes payments easier and safer at participating merchants. Simply load your Truity Credit Union VISA credit card and/or debit card into Wallet, then make payments in store or in app.

In store, hold your device near the merchant's card reader and use your fingerprint with Touch ID™ or use Face ID™ to authorize the payment. You can also pay with your fingerprint in app on your iPhone, Apple Watch™, iPad Air™, or iPad mini™.

Go Mobile With Your Wallet

Add your Cochise Credit Union debit card to your mobile wallet and enjoy easy, secure payments from your device with participating retailers.

Are mobile wallets secure?

Mobile wallet security uses "tokenization." Tokenization is the process of replacing the card number with a unique 16-digit token number for a specific device. The token is used for transaction processing instead of the real card number, working to keep your information secure.

How to add your card to Apple Pay®

1. Open the Wallet App on your iPhone.
2. Tap the (+) sign at the top right and select "Debit Card"
3. Take a photo of your card or enter the details manually.

Note: You may be asked to verify your card. If so, you will be prompted to call us at 844-646-5465.

How to add your card to Google Pay®

1. Open the Google Pay App
2. Tap the (+) sign at the top right and select "Debit Card"
3. Take a photo of your card or enter the details manually.

Note: You may be asked to verify your card. If so, you will be prompted to call us at 844-646-5465.

How to add your card to Samsung Pay®

1. Open Samsung Wallet App on your phone.
2. Tap the (+) sign at the top right and select "Debit Card"
3. Take a photo of your card or enter the details manually.

Note: You may be asked to verify your card. If so, you will be prompted to call us at 844-646-5465.